I'm curious to know, can someone still secure credit without having to rely on a traditional bank? With the rise of alternative financial solutions, is it possible to access credit lines or loans without the need for a bank account or lengthy credit checks? Are there any innovative platforms or methods that have emerged to cater to those who may not have access to traditional banking services? I'm interested in understanding the feasibility and potential limitations of obtaining credit without a bank, and how individuals can navigate this space effectively.