Which banks charge foreign transaction fees?

The TSB bank, for instance, imposes a 2.99% mark-up on all transactions made overseas using their debit card. Additionally, there's a flat spending charge of £1 per transaction, which can quickly add up if you make multiple purchases during your trip.

Similarly, Bank of Scotland also levies a 2.99% exchange load fee on overseas debit card transactions. However, they charge a slightly lower spending charge of 50p per transaction, which might seem more manageable for some travelers.

Lloyds Bank and Halifax, two other popular financial institutions in the UK, follow a similar pricing structure. Both banks charge a 2.99% exchange load on overseas debit card usage and impose a spending charge of 50p per transaction.

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When traveling abroad, it is crucial to be mindful of the fees associated with using debit cards for various transactions. Understanding these charges can help you avoid unexpected expenses and plan your finances better. One key aspect to consider is the exchange load or mark-up fee charged by your bank.