As a crypto enthusiast and investor, I'm curious about the fio tool and its potential applications in the crypto ecosystem. Could you elaborate on how one might effectively utilize the fio tool? I'm specifically interested in knowing if it offers any advantages over traditional crypto wallets or if it has any unique features that make it stand out. Additionally, I'd like to understand the steps involved in setting up and using the fio tool, as well as any potential risks or limitations I should be aware of. Your insights would be greatly appreciated as I explore this new tool in the crypto space.