What is XCP Bank?

I'm curious to learn more about XCP Bank. Could you provide a concise explanation of what it is? Is it a traditional banking institution, or does it operate within the realm of cryptocurrency and finance? I'm interested in understanding its unique features, services, and any potential advantages or differences it may offer compared to other financial institutions. Additionally, I'd like to know if it's accessible to individuals and businesses worldwide, and what regulatory framework it operates under.