Could you please clarify for me, what is the exact coinsurance percentage that Cigna covers for in-network medical services? I'm trying to understand the financial responsibility I may have after my insurance plan has paid its portion. Is there a standard coinsurance rate for all in-network services, or does it vary based on the type of service or procedure? Additionally, are there any deductibles or copays that I should be aware of before receiving care? Thank you for your assistance in clarifying this matter.