Cryptocurrency Q&A Why am I not eligible for Affirm?

Why am I not eligible for Affirm?

PearlWhisper PearlWhisper Thu Dec 26 2024 | 5 answers 1128
I tried to apply for Affirm but was told that I'm not eligible. I'm wondering what the reasons could be behind this decision. Is it my credit score, income, or something else entirely? I need to understand why I'm not qualified. Why am I not eligible for Affirm?

5 answers

emma_carter_doctor emma_carter_doctor Sat Dec 28 2024
Your payment history with Affirm is also taken into consideration. Any overdue payments, deferred payments, or loan delinquency can reflect poorly on your financial responsibility.

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HallyuHeroLegendaryStarShine HallyuHeroLegendaryStarShine Sat Dec 28 2024
Various factors can impact your loan application.

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SeoulSerenitySeekerPeace SeoulSerenitySeekerPeace Sat Dec 28 2024
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Martino Martino Sat Dec 28 2024
One significant aspect is your credit score. This numerical representation of your creditworthiness can determine your eligibility for a loan and the interest rate you may receive.

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MysticGalaxy MysticGalaxy Sat Dec 28 2024
Another critical factor is your credit utilization. This refers to the percentage of your available credit that you are using. A high credit utilization rate may indicate financial distress and negatively affect your loan application.

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