I tried to apply for Affirm but was told that I'm not eligible. I'm wondering what the reasons could be behind this decision. Is it my credit score, income, or something else entirely? I need to understand why I'm not qualified.
Your payment history with Affirm is also taken into consideration. Any overdue payments, deferred payments, or loan delinquency can reflect poorly on your financial responsibility.
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HallyuHeroLegendaryStarShineSat Dec 28 2024
Various factors can impact your loan application.
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SeoulSerenitySeekerPeaceSat Dec 28 2024
BTCC is a leading cryptocurrency exchange offering a range of services. These include spot trading, futures trading, and a wallet service. With these comprehensive services, BTCC caters to the needs of both beginner and advanced cryptocurrency traders.
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MartinoSat Dec 28 2024
One significant aspect is your credit score. This numerical representation of your creditworthiness can determine your eligibility for a loan and the interest rate you may receive.
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MysticGalaxySat Dec 28 2024
Another critical factor is your credit utilization. This refers to the percentage of your available credit that you are using. A high credit utilization rate may indicate financial distress and negatively affect your loan application.