Cryptocurrency Q&A What information do lenders see on your credit report?

What information do lenders see on your credit report?

KiteFlyer KiteFlyer Tue Jan 07 2025 | 7 answers 1923
I'm wondering what kind of information lenders can access on my credit report when they check it for loan approval. I want to know what they see and consider before making a lending decision. What information do lenders see on your credit report?

7 answers

CryptoPioneer CryptoPioneer Thu Jan 09 2025
Another factor considered is the types of credit accounts opened within the last two years.

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CryptoWizard CryptoWizard Thu Jan 09 2025
This includes various forms of credit like Buy Now, Pay Later options, which have gained popularity recently.

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Chloe_martinez_explorer Chloe_martinez_explorer Thu Jan 09 2025
Repayment history is crucial when assessing an individual's creditworthiness.

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PhoenixRising PhoenixRising Thu Jan 09 2025
This includes details of how accounts such as credit cards, bills, and loans have been repaid over time.

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DigitalDragon DigitalDragon Thu Jan 09 2025
The specific dates of applying for, opening, and closing these credit accounts are also noted.

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