I'm wondering what kind of information lenders can access on my credit report when they check it for loan approval. I want to know what they see and consider before making a lending decision.
7 answers
CryptoPioneer
Thu Jan 09 2025
Another factor considered is the types of credit accounts opened within the last two years.
CryptoWizard
Thu Jan 09 2025
This includes various forms of credit like Buy Now, Pay Later options, which have gained popularity recently.
Chloe_martinez_explorer
Thu Jan 09 2025
Repayment history is crucial when assessing an individual's creditworthiness.
PhoenixRising
Thu Jan 09 2025
This includes details of how accounts such as credit cards, bills, and loans have been repaid over time.
DigitalDragon
Thu Jan 09 2025
The specific dates of applying for, opening, and closing these credit accounts are also noted.