Questions tagged [banks]

Daniela Tue Sep 17 2024 | 7 answers 1281

I'm curious to know, why is it that banks' return on assets, or ROA, tends to be relatively low? Is it due to the nature of the industry, with banks needing to maintain large reserves and face regulatory requirements? Or could it be related to the economic climate, with low interest rates making it difficult for banks to generate high profits from lending activities? Are there any strategies that banks can employ to improve their ROA, or is it simply a reality of the banking sector that they must accept? I'd love to hear your thoughts on this topic.

Raffaele Tue Sep 17 2024 | 0 answers 0

Could you please clarify for me if banks have the capability to view transactions made on OnlyFans? I'm curious about the level of privacy and anonymity users can expect when it comes to their financial activity on this platform. Is there any risk of banks being able to monitor or track transactions made specifically on OnlyFans, or are they generally unable to see into such specific details of a person's financial life? I understand that banks can see overall transaction data, but I'm wondering if they have access to the specifics of what those transactions are for, particularly in the case of platforms like OnlyFans.

SamsungShiningStar Mon Sep 16 2024 | 6 answers 1231

Excuse me, could you please clarify something for me? I've been curious lately about the availability of gold dollar coins through traditional banking institutions. Do banks still offer these types of coins for purchase, or have they perhaps shifted their focus towards more modern forms of investment? I'm particularly interested in the historical significance and potential value of gold dollar coins, and I'm wondering if there's still a market for them within the banking sector.

Dario Mon Sep 16 2024 | 7 answers 1297

Excuse me, could you please clarify something for me? I've been noticing a decline in the frequency of seeing half dollars in circulation, and I'm wondering if banks still actually carry them? I mean, with the rise of digital transactions and the increasing popularity of other denominations, does it still make sense for banks to keep half dollars on hand? Are there still customers who demand them, or have they mostly fallen out of favor? I'd appreciate any insight you could provide on this matter.

SkylitEnchantment Mon Sep 16 2024 | 7 answers 1275

I understand that Return on Assets (ROA) is a commonly used metric in finance to evaluate a company's profitability. But, I'm curious to know, do banks specifically use ROA as a measure of their financial performance? If so, how do they utilize it in their decision-making processes and what does it reveal about their overall health and stability? Is there a particular benchmark or industry standard that banks aim for when it comes to their ROA?