What are alternatives to 80/20 coinsurance?
What are some alternative options to the 80/20 coinsurance model in the realm of healthcare financing? Are there any innovative insurance plans or cost-sharing arrangements that offer more flexibility or financial protection for patients? Are there any hybrid models that blend elements of both traditional insurance and alternative financing strategies? Are there any self-insurance options or health savings accounts that can provide a viable alternative to the 80/20 coinsurance approach?